Browse our coverage plans and find the option that best fits your needs.

Truckers General Liability

Covers injuries or property damage you cause as a result of business activities not directly related to operating your truck.
  • Personal and advertising injury — libel, slander and defamation.
  • Medical payments for bodily injury by a trucker to another party.
  • Actions of a driver while representing the insured on the premises of others

Physical Damage

Covers damage to scheduled trucks, tractors, and trailers.​
  • Comprehensive and collision coverage. Stated amount values
  • Non-owned trailer & trailer interchange coverage available
  • Towing and storage included

Motor Truck Cargo

Covers cargo in your possession that you are hauling.
  • Limits up to $250,000
  • Refrigeration coverage available
  • Broad form for wide range of covered commodities

Non-Trucking Liability

Covers independent semi drivers outside the scope of their lease agreement with the motor carrier.
  • Provides liability coverage required while an owner/operator is not operating under dispatch of a motor carrier

Hot Shot

Covers Class 3, 4, and 5 vehicles
  • Accepted trailer examples include Gooseneck, Dovetail, Deckover, and Lowboy trailers. Includes coverage for auto hauling.


The Intermodal Interchange and Facilities Access Agreement (UIIA), and covers drivers who pick up loads at U.S. ocean ports & rail.
  • General liability with limits up to 5 million we can write.
  • Auto liability 1 million dollars.
  • Cargo insurance most require 100k we can up to 1 million.  

Amazon Coverage

We specialize in providing people with the correct coverage to run for Amazon.
  • Amazon is going to require you to have a General liability policy with the correct limits as well as Auto liability and Cargo.
  • Some other coverages can also be applicable on case by case.

Workers Compensation

Protect your team.
  • We do workers compensation for many Trucking / Hotshot companies.  
  • We offer workers compensation in 25 states.
Insurance coverages may vary depending on location, policy, and business. Talk to a licensed agent about coverages in your state. Folsom Insurance makes no warranty as to state or federal law. Insurance policy coverage could vary depending on the specific terms, definitions, and individual policy exclusions.
© 2023 Folsom Insurance - Mabank, Texas - All Rights Reserved | Privacy Policy
Designed + Powered by Sugar Rock